Digital Dollar Project /// Mar, 20 2025 · Featured report
Modernizing the US Dollar for the Future of Digital Networks
The Digital Dollar Project’s paper, “Modernizing the U.S. Dollar for the Future of Digital Networks”, reflects research on the digital assets, currencies, and networks. It makes a case for upgrading the U.S. dollar network to support digital tokens, including stablecoins, tokenized deposits, and non-CBDCs while addressing financial stability risks, collaboration on standards and interoperability, and concerns like law enforcement, cybersecurity and, importantly, privacy.
PDF
Digital Dollar Project /// Nov 24, 2023
Interoperability Standards for Digital Assets
A second in a series of working papers, “Interoperability Standards for Digital Assets.” This working paper is a foundational step towards a broader, global dialogue about digital asset standards.
PDF
Risk Working Group /// June 27, 2023
Secure Adoption of a Digital Dollar: Operational and Compliance Risks for the U.S. Banking Sector
An initial exploration of the potential risks, mitigants, and opportunities associated with retail and wholesale CBDCs, detailing six risk themes across various operational and policy areas, offering a foundation for understanding the operational impacts and guiding policy considerations for a potential digital dollar.
PDF
Digital Dollar Project /// Jan 18, 2023
Revisiting the Digital Dollar Project’s Exploration of a U.S. Central Bank Digital Currency Whitepaper
Digital Dollar Project's 2020 whitepaper, "Exploring a U.S. CBDC," proposed a "champion model" of the digital dollar, along with eight tenets developed through global research and stakeholder interviews, for public consideration. The updated working paper provides a deeper look into the tenets, and offers research-driven observations that confirm the continued relevancy of the champion model in 2023.
The publications page links both of these files:
DDP-Whitepaper-2.0_2023.pdf
Digital-Dollar-Project-White-Paper-2.0_2023.pdf
Privacy Working Group /// Oct 25, 2021
Privacy Principles for a Digital Dollar: Private, Secure, Accessible, and Transparent
Privacy Principles for a Digital Dollar' articulates essential guidelines for embedding privacy and American democratic ideals into a Central Bank Digital Currency (CBDC), emphasizing a unique approach to safeguarding individual rights while ensuring the currency's appeal and security in the digital age.
PDF
Linked from the About page as “2020 White Paper”
2020 White Paper
Digital-Dollar-Project-Whitepaper_vF_7_13_20.pdf
Linked from the pilot program page
Retail Cross-Border Remittance Payments Pilot with Western Union
PDF
Linked from the privacy page
Privacy in the Age of Digital Money: Defining the Requirements for CBDCs
PDF (3.pdf)
These IOSCO files were linked as footnotes 30, 31, and 32 in “Standards and interoperability: The future of the global financial system.” Titles are not reprinted here beyond the filenames on iosco.org.
The DTCC pilot PDF linked from the pilot program page returned HTTP 404 and is not published: DDP-DTCC-Pilot-Report-FINAL-November-112022.pdf. Media-library duplicates 1.pdf and 2.pdf are the same files as the interoperability and risk papers and are not hosted twice.
